Clear Rate Platinum Credit Card - credit cards | Royal Financial of Scotland

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Clear Rate Platinum credit card

The card for low rates and balance transfers

Representative 11.1% APR (variable)

Annual fee applies.

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To apply, you must be a UK resident, 18+ and earn at least £10K per year

Why this credit card?


One simple low rate of 6.9% p.a. (variable) on purchases and balance transfers

No balance transfer fees

Manage online and in the app

More about this card

Whether you're transferring a balance or making purchases, you'll pay one simple interest rate of 6.9% p.a. (variable). 


You can transfer balances of any amount up to 95% of your available credit limit. The minimum balance transfer amount is £100. 


See how much you could save in interest payments


Use our interest calculator tool to find out whether the Clear Rate Platinum credit card could save you money compared to your current credit card.

Representative Example

Purchase rate


p.a. (variable)

Representative APR



Assumed credit limit


Annual fee


Your actual credit limit and APR will vary depending on our credit assessment of you.

You may receive higher than our standard purchase and balance transfer rate of 6.9% p.a. (variable) upon application - up to 14.9% p.a. (variable). Interest on fees and charges is payable in line with our terms and conditions. See the summary box document for more details.

Ready to apply?

The application should take around 10 minutes.

Apply now Or see if you're eligible without affecting your credit rating
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