You can get more flexibility with an interest-free arranged overdraft, just in case you need a bit of a safety net between bills going out and payments coming in.
Open an overdraft while opening a current account
Upto £500 limit in your first term
Upto £2000 limit after your first term
Arranged overdrafts are only available to eligibile customers with a Royal Financial of Scotland current account, aged 18 or over.
You must use your Royal Financial of Scotland Student Account as your main current account by paying in at least £750 every 6 months and make at least 3 debit transactions every month. If you stop using your account as your main current account then the interest rate you pay on your Arranged Overdraft reverts to the standard rate which applies to the Select Account. Arranged Overdrafts are repayable on demand.