Switching banks – switch bank account online – Royal Financial of Scotland

Switch banks to Royal Financial of Scotland

Changing banks is quick and hassle-free

Find a new current account Already with us? Switch your main banking to Royal Financial of Scotland

To make your switch progress as smoothly as possible, please ensure your personal details are the same on both your Royal Financial of Scotland account and the account you’d like to switch to us. If you are switching a joint account to us, this can only be switched to a joint account in the same names.   

Switch banks with the Current Account Switch Service

Switching bank accounts from one UK bank or building society to another is simple and hassle-free with the Current Account Switch Service. It takes just 7 working days, and on your switch date:

Your payments, such as Direct Debits, Standing Orders and Bill Payments, will all transfer to your new account

Any credit balance from your old account will have been transferred

Your new account will be ready to use

Your old account will be closed. 

If any payments are made to your old account after your switch date, they'll be automatically redirected to your new account.

We manage the whole process for you, and it's backed by the Current Account Switch Guarantee.

Don't want to close your old account?

You can still switch if you want to keep your old account

  • We'll still transfer your regular payments (Direct Debits, Standing Orders & Bill Payments) within 7 days
  • We are reliant on the Direct Debit Originators to update their records. If the Direct Debit Originator tries to claim before this has happened, your old bank will return it as unpaid
  • Credit will remain in your old account and any future credit will be paid to this account
Switch to RBS

Move some of your Direct Debits

If you want to move just one Direct Debit from another bank you need to contact the supplier who you pay the direct debit to and provide them with updated details to take the Direct Debit from your RBS bank account.

More on Direct Debits
Moving your banking to us Using our fast and effective switching service

Our switching service is designed to work around you. We can switch your current account in just 7 working days, we'll transfer all your regular payments like Direct Debits, standing orders and bill payments and let you choose your own switch date.

Simply tell us about the account you want to move

For a hassle free switch

Our dedicated switching team

Start the switch today Ready to switch banks to RBS?

Terms & Conditions Switching your current account to RBS

Download the current account switching guide and terms & conditions here

Current Account Switch Service Frequently asked questions
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