Loans - Unsecured personal loans - Royal Financial of Scotland

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Personal Loans

We're now offering loans
between £1,000 and £50,000

Apply for a loan Find out if you're likely to be approved

Our lowest ever Representative 3.9% APR  for loans of £7,500 to £25,000.

Other amounts available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR. Over 18s and existing Royal Bank current account customers only.

Here's why a Royal Bank loan might be right for you

Borrow between £1k and £50k
£1,000-£14,950 repay over 1 to 5 years, £15,000-£50,000 over 1 to 7 years. Home improvement loans over £2,500 repay over 1 to 10 years.

Online decision in minutes
Bank with us online? We can pre-fill your application, saving you time.

Funds next working day
If you use online banking, apply before 5.55pm Mon-Thur and have your loan unconditionally accepted. Sometimes we'll need to contact you for more information so it takes a little longer.

Use our loan calculator to work out the best loan for you

The rate you pay depends on your circumstances and loan amount and may differ from the Representative APR. We will never offer you a rate exceeding 29.9% p.a. (fixed), regardless of loan size.

Personalised Quick Quote
Add your signposting title here… Find out if you're likely to be approved

We'll show you how much you may be able to borrow

View your personalised interest rate and monthly payments

There's no impact on your credit rating

Personalised Quick Quote

Not sure which type of borrowing is right for you?

Use our borrowing needs tool to compare the features of different types of lending.

Ready to apply?
Apply for a loan
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