Bank online with Digital Banking | Royal Financial of Scotland

Banking online with Digital Banking

Digital Banking

Manage your account, any time any day

Log in now Setup Digital Banking

Digital Banking available to customers aged 11+ with an Royal Financial of Scotland account.

How Digital Banking Works

Add your signposting title here… Take the Digital Banking tour

Take a virtual tour and find out what you can expect from banking online with Digital Banking from our video

What can I do with Digital Banking?

Check your balance

Your balance shows you how much money you have in your accounts.

  • View the balance of your accounts.
  • View the Available amount which is the amount you can spend today.
  • See the last 6 transactions on a mini statement.
  • Check your Rewards balance (only available to Scotland branch based customer, Holts customers, Drummond customers and Child & Co customers)

Check your statements

Why have paper statements when you can view them online when ever you want

  • View up to 7 years of statements
  • Access to a PDF version to download, save and print for when you need
  • Turn off paper statements
  • View a certificate of interest for your account.

Your statement explained

Making payments or sending money

Send money safe and securely using our card reader

  • Send money to any UK bank account with just the account number and sortcode
  • Make international payments without the need to visit a branch
  • Transfer money between your Current Account and savings account in seconds
  • Create amend and cancel standing orders
  • Cancel Direct Debits

Learn about a Card Reader

Manage and track your savings

Our Savings Goal tool lets you set goals and track your progress.

How the tool works


  • Tell us how much you want to save and your target date
  • Choose a category and give you goal a personal name e.g Spain 2017
  • Try out different options to see how much you'll save based on your plan
  • When you're done, assign your goal to a savings account or open a new one

You can also


  • Share your goal with somebody else if you have a joint savings account with them
  • See your progress whenever you log into Digital Banking
  • Change your plan if circumstances change

Use our Budget Calculator to see how much you can afford to save (opens in new window)

Do more with Digital Banking

See what you can do with Digital Banking other than check your balance

Just set up Digital Banking? Or not used it for a while? Why not view our handy guide to see what you can do.


Digital  Banking guide

What do I need to get started

To get started with banking online you will need

  • Your email address
  • Your sort code
  • Your account number
  • Your debit card (you can register without your card, but it will take slightly longer)

Step by step guide

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